Trusted advisor in Dumka
Insurance that makes sense — explained by a person, not a form.
Savings, term and health plans from LIC and Star Health. Read the plan in plain words, then talk to a licensed advisor before you buy.
- Plans
- 13
- Insurers
- 2
- Advice fee
- ₹0





All plans
Every plan the advisor currently offers.
Star HealthStar Health Assure
Family floater health cover — hospital bills settled cashless at network hospitals across India.
- One policy covers the whole family
- Cover from ₹5 lakh to ₹2 crore
- Cashless treatment at network hospitals
LICProtection Plus
Protection-focused ULIP — ₹3,000/month for 15 years, cover for 25. Sample maturity about ₹47.7 lakh at age 50.
- Plan 886 · pay 15 years, covered and invested for 25
- Higher life cover than a pure investment ULIP
- Choice of funds; switch between them
LICIndex Plus
ULIP linked to index-style funds — pay ₹3,000/month for 25 years. Sample maturity about ₹63.45 lakh at age 50.
- Plan 873 · pay and stay covered for the full 25 years
- Index-linked funds — Flexi Growth or Flexi Smart Growth
- Guaranteed additions to the fund at set years
LICNivesh Plus
Single-premium ULIP — one payment, market-linked growth. Sample: ₹2 lakh in, about ₹10.47 lakh at age 40.
- Plan 749 · one payment, 15-year term
- Choice of four funds; switch between them
- Guaranteed additions to the fund at set years
LICJeevan Shree
Traditional endowment with bonus — pay 15 years, maturity at 20. Sample age 25: about ₹114/day, ~₹12.75 lakh at 45.
- Plan 912 · pay 15 years, covered for 20
- Natural death: sum assured plus bonuses accrued so far
- Accidental death: double, with the ADDB rider
LICRakhi plan for sisters
A gift that grows — open a savings plan in your sister's name this Rakhi instead of a one-time present.
- Entry age 8 to 55
- Guaranteed additions every year
- Maturity in the sister's name
LICChildren's birthday plan
Start on your child's birthday — a small yearly amount that becomes a college fund by 18.
- Entry from 90 days old
- Money back at key ages — 18, 20, 22
- Premium waiver if the parent passes away
LICBima Platinum
Endowment plan — protection plus a lump sum at maturity. Sample at ₹3,000/month: about ₹11.49 lakh at 25 years.
- Lump sum maturity at 25 years
- Life cover throughout the policy term
- Sample ₹3,000/month · 15-year premium · ~₹11.49L at 25 years
LICJeevan Tarun
Child plan — money back from age 18, maturity at 25 for education or marriage. Sample at ₹3,000/month: about ₹12.97 lakh.
- Money back benefits from the 18th year
- Life cover for the entire term
- Sample ₹3,000/month · 15-year premium · ~₹12.97L at 25 years
LICJeevan Raksha
Pure term life cover — Plan 894. Level cover from ₹5 lakh to ₹24 lakh; no maturity if you outlive the term.
- Death benefit: sum assured or 105% of premiums paid, whichever is higher
- Optional Accident Benefit rider on Regular / Limited premium
- Premium under 80C; death benefit under 10(10D) (conditions apply)
LICJeevan Umang
Pay for 15 to 30 years, then receive 8% of the sum assured every year for life, plus a lump sum at 100.
- Guaranteed yearly income after the premium term
- Life cover for the whole term up to age 100
- Bonuses added over the years
LICYuva Term
Pure life cover for young earners — a large sum to the family at a small yearly cost.
- Cover from ₹50 lakh upwards
- Entry age 18 to 45
- Lower premium for non-smokers and for paying yearly
LICJeevan Lakshya
Money-back child plan — regular payouts plus a lump sum at 25. Sample at ₹3,000/month: about ₹11.85 lakh maturity.
- Money back at 15%, 20% and 25% of sum assured
- Life cover throughout the policy term
- Sample ₹3,000/month · 15-year premium · ~₹11.85L at 25 years
Insurers on this shelf
Who issues the policy. Tap one to read about them and see only their plans.
How it works
Pick a plan
Browse savings, term and health plans in plain words.
Get a call back
Leave your number. A licensed advisor calls you, free.
Buy with the insurer
Paperwork and payment happen directly with the insurer — LIC and Star Health.
Common questions
- Is there any charge for the call?
- No. Advice is free. You pay the insurer only when you decide to buy.
- Who issues the policy?
- The insurer named on the plan. This site helps you choose and connects you to an advisor; the policy, premium and claims are with the insurer.
- Can I share a plan with family?
- Yes. Every plan has a share button; it opens the same page on WhatsApp.
Not sure which plan fits?
Open any plan and tap “Request a call”. The advisor will help you compare — no pressure to buy.
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