BimaDumka
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Protection Plus

Protection-focused ULIP — ₹3,000/month for 15 years, cover for 25. Sample maturity about ₹47.7 lakh at age 50.

What you get

  • Plan 886 · pay 15 years, covered and invested for 25
  • Higher life cover than a pure investment ULIP
  • Choice of funds; switch between them
  • Partial withdrawal allowed after the fifth year
  • Fund returns not guaranteed

Illustrative — actual premium and benefits depend on age, term and insurer rules.

Worked example

Sample: age 25, ₹3.6 lakh cover

You pay

₹5.4 lakh

₹36,000 a year for 15 years · about ₹99 a day

You get

₹47.7 lakh

at age 50 · ₹3.6 lakh cover meanwhile

Yearly
₹36,000
Half-yearly
₹18,000
Quarterly
₹9,000
Monthly
₹3,000
Age at start
25 years
Sum assured
₹3,60,000
Policy term
25 years
You pay for
15 years
Maturity at age
50
Fund
Flexi Smart Growth (high risk)

Assumes illustrative NAV growth. Illustration for Protection Plus from the insurer's presentation — not a quote. Your premium depends on your age, term and health.

Issued by LIC

Policy, premium and claims are with the insurer.

Free advice

A licensed advisor explains it before you decide.

No pressure

Compare, ask, and buy only if it fits.

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